Years ago, you had to have at least 20% down payment to purchase a home. Not anymore! Here are several loans that offer 100% financing at market rates or slightly higher. Some of the programs even allow you to finance your closing costs, up to 103% of the sales price or accept a higher interest rate and have the lender pay your closing costs (called premium pricing). Many of these programs require excellent credit with FICO scores in the 700 range to qualify. Credit scores on VA loans for eligible veterans are exceptions.

Don’t dismay… if you have less-than-perfect credit, we have experienced loan officers who are willing to show you to improve your credit scores or find a program with more lenient guidelines. Click here to contact one of our Pre-Purchase Lenders for help or skip to the next section; Tax Credits and Other Options.

Below is a brief description of how 100% Loan Options can help you!

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RE/MAX First REALTORS, 11251 Nall Ave., Leawood, KS 66211-1669
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